Brokers and load boards demand more than just auto liability. We build comprehensive, custom insurance packages so you never have to turn down a high-paying load.
The foundation of your compliance. We secure the necessary limits (typically $750k to $1M+) required by the FMCSA to keep your DOT and MC numbers active. If your driver is at fault in an accident causing bodily injury or property damage, this coverage protects your business from catastrophic lawsuits. We provide same-day Form E and MCS-90 filings.
If the freight you are hauling is damaged, destroyed, or stolen in transit, cargo insurance pays out. Essential for brokers and load boards, we tailor your cargo limits to match your specific freight—whether you are hauling dry goods, refrigerated produce, or high-value commodities.
Protect the investment you made in your equipment. Physical damage covers collision (if your rig hits another object or overturns) and comprehensive (theft, vandalism, fire, or severe weather events like hail). This is absolutely essential if your tractors or trailers are financed.
Most premium shippers and load boards will reject your packet without General Liability. This covers non-driving risks—such as your driver slipping and causing damage on a loading dock, erroneous delivery of goods, or a customer getting injured at your truck yard.
Crucial for "Power-Only" operators pulling trailers they do not own (like Amazon drop-and-hook freight). If you damage the shipper's trailer while it is attached to your tractor, your standard physical damage will not cover it. Trailer Interchange protects the borrowed equipment under a written interchange agreement.
If you hire employee drivers, State Workers' Compensation is legally mandated to cover on-the-job injuries. For 1099 Independent Contractors and leased owner-operators, Occupational Accident (OccAcc) provides affordable medical, disability, and death benefit protection if they are injured while working.
Designed specifically for leased owner-operators. When you are off-dispatch, driving your truck for personal use without a trailer, the motor carrier's primary liability does not cover you. Non-Trucking Liability fills this critical gap to ensure you are never driving unprotected.